PayNow 收款，听到才放心 Listen to believe
手机变身收款播报神器 · 无需任何额外硬件 Turn your phone into a payment announcer · No extra hardware needed
PayNow 是新加坡银行业联合推出的即时转账服务，顾客只需扫描商家的二维码，钱在数秒内直接到账，全程免手续费。新加坡金融管理局（MAS）长期推动无现金支付，政府津贴、CDC 消费券、GST 补贴等均通过 PayNow 直接发放至国民账户。目前，新加坡 99% 以上的银行账户已完成 PayNow 绑定，消费者接受度极高。 PayNow is Singapore's national instant transfer service, jointly launched by local banks. Customers simply scan a merchant's QR code and the money arrives in seconds — completely fee-free. MAS has long championed cashless payments, and the government disburses CDC vouchers, GST payouts, and other grants directly via PayNow. Today, over 99% of Singapore bank accounts are PayNow-linked, making it widely accepted by consumers.
那为什么还有小商家不愿意用？原因很简单：听不到收款声。收现金，顾客手递手，当面清楚；使用 PayNow，手机屏幕亮一下就过了，繁忙时段根本顾不上查看，不知道钱有没有到账。部分商家担心顾客付了款却没提示，或者已经放行了顾客却漏了一笔，造成损失。 So why are some small businesses still hesitant? The reason is simple: no audio confirmation. With cash, the handover is face-to-face and immediate. With PayNow, the phone screen lights up for a moment — easy to miss during a busy rush. Merchants worry about letting customers leave without confirming payment, or missing a transaction entirely and taking a loss.
专用 Soundbox 播报机解决了这个问题，但需要购买硬件，还要承担每笔交易的 MDR 手续费。PaySound 提供了另一种选择。 Dedicated soundbox devices solve this — but they come with hardware costs and per-transaction MDR fees. PaySound offers a different way.
PaySound 是一款专为新加坡小商家设计的收款语音播报 App。当顾客通过 PayNow 扫码付款后，App 立即用语音播报收款金额——效果和实体收款播报机一样，但完全免费，无需任何额外硬件。 PaySound is a payment announcement app built for small businesses in Singapore. When a customer pays via PayNow QR code, the app instantly announces the received amount by voice — just like a physical soundbox, but completely free with no extra hardware required.
传统 Soundbox 方案需要购买专用硬件，还要承担 MDR 手续费。PaySound 让你用现有的 Android 手机实现同样效果——零硬件成本，零月费，零手续费。每一笔收款直接进你的银行账户，不经过任何第三方平台。 Traditional soundbox solutions require dedicated hardware and charge MDR fees on every transaction. PaySound gives you the same result using your existing Android phone — zero hardware cost, zero monthly fees, zero MDR. Every payment goes directly into your bank account with no third-party platform involved.
顾客扫你的 PayNow 二维码 付款后，钱直接进你的银行账户，PaySound 读取银行 App 的到账通知，即时用语音播报金额。全程不经手你的资金，零手续费。 When a customer scans your PayNow QR code, the money goes directly into your bank account. PaySound reads the bank app's payment notification and instantly announces the amount by voice. Your money never touches a third party. Zero fees.
| 对比项目Item | PaySound ★ | HitPay Soundbox | QashierPay Soundbox | EPOS Soundbox |
|---|---|---|---|---|
| 硬件费用Hardware cost | $0 用现有手机Use your phone |
SGD 29–39 | SGD 199 | SGD 199+ |
| 月费 / 年费Monthly / annual fee | 无None | 无None | 视合同Varies | 视合同Varies |
| PayNow MDR | 0% | 0.65% | 0.4% | 0.5% |
| 结算到账Settlement | T+0 直接走银行Direct to bank |
T+1 / T+2 | T+1 | T+1 |
| 银行数据安全Data privacy | 不经任何第三方No third party | 经由平台处理Via platform | 经由平台处理Via platform | 经由平台处理Via platform |
什么是 MDR？MDR（Merchant Discount Rate，商户折扣率）是支付平台向商家收取的手续费，按每笔交易金额的百分比计算。例如 MDR 0.5%，每收 S$100 需付 S$0.50 给平台。 What is MDR? MDR (Merchant Discount Rate) is a fee charged by payment platforms on each transaction, calculated as a percentage of the transaction amount. For example, at 0.5% MDR, receiving S$100 costs S$0.50 in fees.
* Soundbox MDR 数据来源：公开市场报价，仅供参考。PaySound 不参与支付处理，不收取 MDR。 * Soundbox MDR figures are based on publicly available market rates and are for reference only. PaySound does not process payments and charges no MDR.
一次性授权 · 无月费 · 无年费One-time activation · No monthly fee · No annual fee
📖 安装说明Installation Guide 📋 使用说明Usage Guide绝对不会。PaySound 只读取通知栏上已经显示的文字，没有你的银行账号或密码，也没有任何转账功能。它的作用只有一个：听到收款通知，念出金额。Absolutely not. PaySound only reads text that is already displayed in your notification bar. It has no access to your bank account credentials and no transfer capability. Its one job: hear the payment notification and announce the amount.
PaySound 只在银行通知出现时触发，仅读取通知弹窗的文字内容，不读取你打字的内容、不截图、不记录任何其他操作。所有数据只保存在本机，不上传任何服务器。PaySound only activates when a bank notification appears. It reads only the notification text — it does not read what you type, take screenshots, or record any other activity. All data is stored locally on your device and never uploaded to any server.